For MGAs & TPAs
Your Carrier Measures Your Data Quality. Make It Measurable to You First.
CedeOS validates every coverholder submission against your binding authority terms before it reaches the carrier — eliminating queries, proving operational readiness, and scaling your book without scaling your ops team.
Sent to carrier
Sent to carrier
Sent to carrier
Sent to carrier
Under review
17
errors caught
0
carrier queries
4/5
programs sent
Validated before carrier · Binding authority terms applied
Your Operational Reality
Three problems that cap your growth.
You win new binding authorities based on relationships and underwriting skill. You lose them based on operational execution.
Carrier queries consume your operations team.
Every quarter, your carrier queries figures on the bordereaux you submitted 90 days ago. Tracing the original policy, locating the cession rate, and preparing the response takes weeks — capacity that should be winning new business, not defending old. Every query is a signal to the carrier that your operations are not ready for the next program.
3 weeks average response time per carrier query — MGA operations baseline
Your data quality score is invisible to you.
Your carrier partners score your submission quality internally. You do not see that score. You find out it's poor when the relationship is already at risk — or when the binding authority is not renewed. By that point, the remediation conversation is a negotiation from weakness.
Carrier scoring is opaque — MGAs rarely see their own rating
Your reconciliation does not scale.
Two operations staff. One shared spreadsheet. Your largest program sends data in four formats. Reconciliation takes 3 weeks per quarter. When you win new business, you hire more staff — because the process cannot absorb volume. Your growth is capped by operations capacity, not underwriting capability.
3-week quarterly close · Does not reduce with new hires
Projected Outcome
What operational excellence looks like for an MGA.
Query reduction
Errors caught before carrier sees them
Quarterly close
vs. 3-week manual baseline
Data quality score from day one
Per coverholder, per program
Carrier queries on validated submissions
Pre-submission validation active
Based on pre-submission validation eliminating systematic errors before carrier review. MGA operations baseline from African and Asian market analysis. Pilot validation in progress.
The Growth Unlock
Scale your book without scaling your ops team.
Every MGA hits the same ceiling: new binding authorities require operations capacity you don't have. CedeOS removes the operations bottleneck entirely.
New program onboarding in days, not months
Configure the binding authority terms once. Every future submission from that program validated automatically. No analyst ramp-up required.
Carrier confidence from submission one
Your first submission on a new program arrives at the carrier pre-validated. Zero queries. The carrier's internal data quality score for your MGA starts high.
Headcount scales with revenue, not volume
Your operations team manages exceptions and relationships. Format conversion, reconciliation, and validation are automated. Win 3 new programs without hiring 3 new analysts.
Without CedeOS — headcount scales with programs
Growth capped by ops capacity. Every new program = new hire.
With CedeOS — ops team stays flat
Win 12 programs with the same 2-person ops team. Platform scales, not headcount.
The Platform
Clean data in. Zero queries out.
Any format. Normalised automatically.
Multi-Channel Ingestion
Every coverholder format — email, SFTP, Excel, PDF, API — normalised without an analyst touching it.
Learn moreValidated before the carrier sees it.
Bordereaux Intelligence
Row-level validation against binding authority terms. Every error caught before submission.
Learn moreBinding authority terms. Applied automatically.
Treaty Validation Engine
Cession rates verified. Aggregate retention monitored. Exclusions enforced. Your carrier's terms applied to every row.
Learn moreYour data quality score. Visible.
Data Quality Analytics
Submission quality scored per coverholder, per program, per quarter. Show carriers your operational trajectory.
Learn moreBy program
Quarter-over-quarter trend
+8.2pp in 4 quarters · Exportable as PDF for carrier QBR
Your carrier sees this score — now you see it first
Who Benefits
Every function at the MGA.
Operations Director
Format conversion eliminated. Reconciliation in hours, not weeks. Team deploys on growth.
CEO / Managing Director
Scale programs without scaling headcount. Win new binding authorities with confidence.
Carrier Relationship Manager
Zero queries. Data quality score on record. Renewal conversations about growth, not errors.
Finance Director
Recoverable leakage identified. CFO-ready summary per program and coverholder.
CTO / IT
14 coverholder formats. One pipeline. No custom integration per program.
The Path
From format chaos to clean carrier submission. Four weeks.
Week 1
Format Audit
We catalogue every bordereaux format your coverholders send. Map the normalisation rules. You change nothing on your side. Your coverholders continue submitting as they always have.
Week 2
Configuration
Platform configured to your binding authority terms. Validation rules set to your carrier's requirements. First test bordereaux processed and results reviewed.
Weeks 3-4
Pilot Submission
First quarter processed through CedeOS. Errors caught before carrier submission. You see your data quality score for the first time. Carrier query volume: projected zero.
Quarter 1
Production
Every coverholder submission normalised and validated before it reaches the carrier. Query volume at zero. Data quality score on record. Ready to win the next program.
Get started
Carrier queries at zero. Data quality score on record.
Start with the technical brief. Request a pilot when ready. Book a demo to see your coverholder data validated against your binding authority terms.