What CedeOS delivers
Reinsurance operations infrastructure that eliminates the quarterly fire drill.
Eliminate Leakage
Every bordereaux row validated against every treaty clause. Discrepancies quantified in real-time — by policy, by cedant, by clause.
Automate Compliance
IRA, SAMA, NAICOM, IFRS 17 — submission-ready reports generated automatically for every framework.
Sovereign by Design
Your data stays where your risk was written. Regional processing that satisfies POPIA, SAMA, and every framework you operate under. Zero egress. Full audit trail.
Audit-Ready from Day One
Every transformation logged. External auditor answers in one click, not one week.
The problem
Every quarter, $1.25M leaves through errors nobody checks.
Industry average leakage: 2.5% of GWP. For a cedant writing $50M.
Your back-office runs on Excel.
Wrong cession rates. Missed reinstatement premiums. Currency errors compounding silently for months. Nobody catches them until the debit note arrives.
Treaties are 80-page documents you cannot query.
Every clause must be enforced against every row. That is not a human job — and your team knows it.
Regulatory deadlines cannot slip.
IRA, SAMA, NAICOM, IFRS 17. Each framework demands specific formats, immutable audit trails, and exact timelines. Manual preparation consumes weeks.
How it works
From messy spreadsheet to audited report.
Ingest
Email, SFTP, upload, API. Any format.
Extract
AI maps columns. Normalises currencies. Confidence-scored.
Validate
Every row against every clause. Math verified. Clause cited.
Review
Exceptions only. One click. Full audit trail.
Report
Submission-ready. Every framework. Automatically.
The platform
One platform. Every stage.
Full platform overviewAny format. Clean data. Every time.
Bordereaux Intelligence
AI ingestion that maps columns across any language, normalises currencies, and extracts structured data from Excel, CSV, PDF, or email.
Learn moreEvery clause enforced. Every row.
Treaty Validation Engine
Reads the full treaty using reasoning-based AI. Validates cession rates, reinstatement premiums, and exclusions — row by row, clause by clause.
Learn moreRegulatory reporting. Automated.
Compliance Shield
IRA, NAICOM, SAMA, POPIA, IFRS 17. Submission-ready reports generated automatically for every framework your operation requires.
Learn moreQuantify what you are owed.
Leakage Analytics
Every discrepancy quantified in local currency and USD. CFO-ready recovery summary. Trend analysis by cedant, risk class, and treaty period.
Learn moreEvery channel. One pipeline.
Multi-Channel Ingestion
Email, SFTP, dashboard, REST API, webhook. Bordereaux arrive however your cedants send them — normalised automatically on arrival.
Learn moreImmutable. Court-ready.
Audit & Evidence Layer
Every AI decision logged with full reasoning trace and clause citation. Tamper-evident chain. 7-year retention. Legal defence ready.
Learn moreProof
Zero.Disputed items. First quarter.
A cedant with a 14-week average dispute cycle went to zero outstanding items in their first full quarter on CedeOS.
Request a pilot assessment“Stop arguing about the numbers. Start arguing about the strategy.”
Get started
Your next submission should have zero disputes.
Start with a pilot assessment. See it on your own data. No slides. No sales pitch.