CedeOS eliminates the 90-day reconciliation lag that costs your organisation millions in unrecovered premiums, compliance risk, and reinsurer trust.
CedeOS deploys directly on your servers. Your policyholder data, treaty terms, and bordereaux never traverse a third-party network. Not to us. Not to anyone. Full data sovereignty is not a feature — it is the architecture.
Manual bordereaux preparation is where your organisation bleeds cash — silently, quarterly, at scale. CedeOS makes the loss visible. Then it stops it.
Scale your capacity without scaling your headcount. What previously required 30 accountants and 5 actuaries can now be managed by 3 accountants and 2 actuaries — with higher accuracy, full audit trails, and real-time regulatory outputs.
Built for the compliance and performance requirements of institutional reinsurance operations across Africa and MENA.
CedeOS is not a cloud application. It is installed as a secure, isolated node on your own infrastructure. No data is transmitted to CedeOS servers. No data crosses national borders. Your IT and legal teams can verify this at every layer.
CedeOS reads your reinsurance treaties and validates every single row of your bordereaux against every clause. Premiums misclassified. Commissions unclaimed. Risks exceeding treaty limits. All surfaced. All quantified. All before your actuary signs off.
SAMA, IRA, and NAICOM have moved to real-time solvency reporting frameworks. Manual Excel processes are now a regulatory liability. CedeOS generates standardised, submission-ready bordereaux and solvency reports — continuously, not quarterly.
CedeOS is a precision instrument, not a black box. Your Chief Actuary retains full authority over final submissions.
CedeOS monitors your designated email or SFTP. The moment a bordereaux arrives — in any format, from any cedant — it is ingested without human action.
Messy columns, inconsistent headers, currency mismatches. CedeOS resolves all of it — mapping every field to your treaty's canonical structure, automatically.
Every row is checked against every clause of your reinsurance treaty. Violations, leakage, and discrepancies are flagged with direct clause citations — not vague alerts.
Your Chief Actuary reviews a clean exception report with full audit trail. They approve the final bordereaux. The liability stays with your institution. The accuracy is ours.
We offer a retroactive audit. Submit your last two quarters of bordereaux. We will identify your leakage — unclaimed premiums, commission errors, treaty violations — and present a quantified report. No commitment required until you see the numbers.