For Brokers
The Reinsurer Blames You for Data the Cedant Sent Through You.
Validate every cedant submission before it reaches the reinsurer. Protect placement accuracy. Eliminate debit notes. Preserve the relationships you brokered.
Cedant submissions validated before reinsurer
12
errors caught
0
reach reinsurer
0
debit notes
Validated against treaty before placement · af-south-1
Without CedeOS — The broker is blind in the middle
You (Broker)
no visibility
pass-through
Reinsurer
Debit note
lands on you
You placed it → you manage the dispute → you risk the renewal. You didn't create the error.
With CedeOS — Every submission validated before it leaves your desk
CedeOS
validates
errors caught
You (Broker)
full visibility
confident
Reinsurer
clean data
Zero disputes
clean renewal
You now control the one variable that drives disputes — data quality.
The Broker's Reality
You are accountable for data accuracy you cannot control.
The broker sits between cedant and reinsurer — responsible for placement accuracy without the tools to verify it.
Debit notes land on your desk — not the cedant's.
When the reinsurer finds errors in the bordereaux, the dispute comes to you first. You didn't create the data. You didn't validate it. But you placed it. The remediation conversation is yours to manage — at the cost of your relationship with both parties. You did not create the error. You carry the consequence.
3-14 week dispute cycle · Broker manages both sides
You cannot see what your cedants are submitting.
Your cedants send bordereaux through you in formats you cannot validate before passing to the reinsurer. You have no visibility into whether cession rates match the treaty, whether exclusions are correctly applied, or whether aggregate thresholds have been breached.
Zero pre-placement validation on inbound cedant submissions
Renewal retention depends on operational accuracy.
A disputed quarter poisons the renewal conversation. The reinsurer questions whether your cedants are operationally ready. The cedant questions whether you should have caught the error. Your retention rate is a function of data quality you never controlled.
Disputed placements → renewal risk · Relationship damage compounding
The Advantage
Validate before you place. Prove accuracy at renewal.
CedeOS gives brokers the infrastructure to verify cedant submissions before they reach the reinsurer — turning placement accuracy from hope into process.
Pre-Placement Validation
Every cedant submission validated against the treaty YOU placed — before it reaches the reinsurer. Errors surfaced at submission, not at dispute.
Cedant Performance Visibility
Track which cedants submit clean data consistently and which carry chronic error patterns. Your renewal prep starts with data, not assumptions.
Dispute Elimination
When every submission is pre-validated, the reinsurer receives accurate figures. No debit notes. No mediation. No relationship damage.
Renewal Confidence
Walk into every renewal with proof: validated submissions, zero disputes, measurable data quality improvement quarter over quarter.
Projected Outcome
What broker-side validation delivers.
Debit notes on validated placements
Cedant submissions validated before reinsurer receipt
Cedant performance scores for renewal prep
Disputes requiring broker mediation
Based on pre-placement validation eliminating submission errors before reinsurer review. Broker operations baseline from African and Asian reinsurance market analysis. Pilot validation in progress.
The Platform
Single view. Every cedant. Validated.
Validated before the reinsurer sees it.
Submission Validation
Every cedant bordereaux validated against the treaty you placed. Errors caught at intake.
Learn moreEvery cedant scored. Every quarter.
Cedant Performance Analytics
Submission quality per cedant over time. Your renewal prep data — objective, not anecdotal.
Learn moreEvery cedant format. Normalised.
Multi-Cedant Ingestion
14 cedants, 14 formats — normalised automatically. No manual conversion before validation.
Learn moreAudit-ready. Per placement.
Placement Evidence Pack
Every validation decision logged. Treaty clause cited. Exportable evidence per placement for renewal defence.
Learn moreWho Benefits
Every function at the brokerage.
Placement Director
Every placement backed by validated data. Renewal conversations start from proof, not defence.
Treaty Account Manager
Cedant submissions validated before passing to reinsurer. Zero surprises at debit note stage.
Claims Broker
Validated bordereaux means accurate claims allocation. Zero post-loss disputes on cession calculations.
Operations / TAM
Format conversion eliminated. Validation automated. Team focuses on relationship, not data cleaning.
CEO / Managing Partner
Retention rate improves. Disputes eliminated. Market reputation for operational accuracy.
The Path
From blind pass-through to validated placement. Four weeks.
Day 0
Technical Brief
Broker-side validation architecture. How CedeOS validates cedant submissions against the treaties you placed.
Week 1
Pilot Assessment
Submit one quarter of cedant bordereaux from your top 3 placements. We return: errors per cedant, placement exposure, and data quality scores.
Week 2
Live Demo
Your placements, your cedant data. See what your cedants are submitting — row by row, clause by clause.
Week 4
Production Validation
Every cedant submission validated before reinsurer receipt. Dispute rate: projected zero. Renewal prep: data-backed.
Get started