CedeOS

Resources

Research & Technical
Documentation

Architecture briefs and research papers for reinsurance professionals in Africa, Asia, and the Gulf.

Technical Brief

CedeOS Technical Architecture Brief

For Chief Actuaries, CFOs & Angel Investors · April 2026

Audience

Chief Actuaries · CFOs · CIOs · Angel Investors

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Full architecture documentation covering the deterministic validation engine, data residency model (af-south-1, me-central-1), Kubernetes infrastructure path, security posture (AES-256, TLS 1.3, single-tenant), eight regulatory frameworks, ROI methodology with exact math, and competitive positioning vs VIPR and Excel.

Inside this document

  • Deterministic rule engine — every decision explainable and auditable
  • In-country data residency by architecture, not configuration
  • ROI: $1.25M recovered per year at $50M GWP
  • Investment thesis and pilot program terms
Research Paper

The Premium Leakage Problem in African Reinsurance

CedeOS Research · 2026

Audience

CFOs · Chief Actuaries · Heads of Reinsurance · Brokers

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How insurers, MGAs, and brokers lose 2.5% of GWP every quarter — and what the top performers do differently. Covers the five systematic error categories, quantified cost per $100M ceded premium, IFRS 17 implications, and the infrastructure decisions that eliminate manual reconciliation.

Inside this document

  • Five error categories that account for 80% of premium leakage
  • Quantified cost per $100M ceded premium
  • Why IFRS 17 makes this a balance sheet problem
  • How leading teams have eliminated manual reconciliation

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